Best Dividend Tracking Apps 2026
You just bought your first dividend stocks. Now what? Your brokerage shows when dividends hit your account, but it doesn’t show what actually matters: your yield on cost, dividend growth rate per position, or how much passive income you’ll generate in 5 years if growth continues.
I learned this the hard way. After 3 years of dividend investing, I had no idea which stocks were actually growing their payouts versus which were stagnant. I was blind.
Professional dividend tracking apps show metrics your broker hides. Here’s what actually works in 2026.
Why Your Broker’s Dashboard Isn’t Enough
Fidelity, Schwab, and Robinhood show:
- ✅ Dividend payment dates
- ✅ Amount received
- ✅ Current yield
They DON’T show:
- ❌ Yield on cost (your actual return on original investment)
- ❌ Dividend growth rate per stock
- ❌ Projected annual income if growth continues
- ❌ Dividend streak tracking
- ❌ Payout ratio changes over time
Real example of why this matters:
I bought Microsoft at $280 (0.8% yield) in 2021. Today it’s $420 but still yields 0.8% for new buyers.
My broker shows: “You’re receiving 0.8% yield”
Reality: I’m receiving 1.2% yield on MY cost because they raised dividends 15% since I bought.
In 10 years: My yield on cost will be 2.1% while broker still shows 0.8%.
Without tracking apps, I’d never know my actual returns.
Sharesight – Best Overall ($19-31/month)
What it does: Tracks every metric that matters for dividend investors.
Key Features:
Yield on Cost Tracking Shows your actual yield based on what YOU paid, not current market price. Essential for dividend growth investing.
Dividend Income Reporting
- Total dividends received (lifetime, yearly, monthly)
- Projected annual income at current rates
- Growth rate of dividend income year-over-year
Multi-Currency Support Handles international stocks properly. If you own Royal Dutch Shell (UK), Sharesight converts GBP dividends to USD correctly.
Tax Reporting Generates reports showing qualified vs ordinary dividends. Saves hours at tax time.
Real Example:
Portfolio of 12 stocks:
- Broker shows: “You received $3,847 in dividends this year”
- Sharesight shows: “Your dividend income grew 12.3% vs last year. If growth continues, you’ll receive $10,847 in 5 years. Johnson & Johnson is your best performer with 8.2% yield on cost.”
Pricing:
Starter: $19/month (10 holdings) Investor: $24/month (100 holdings)
Expert: $31/month (unlimited)
14-day free trial
Pros:
- Most comprehensive dividend tracking
- Beautiful reports you’ll actually read
- Excellent customer support
- Syncs with most brokers
Cons:
- Pricey for beginners with 3-5 stocks
- Learning curve first week
- US broker syncing sometimes glitchy
Best for: Serious dividend investors with $25k+ portfolios tracking 8+ positions who want professional-grade metrics.
My take: Worth every penny once you have 10+ dividend stocks. The yield on cost tracking alone pays for itself by showing which stocks are actually performing.
[Try Sharesight 14-day free trial →]
Stock Events – Best Mobile App ($0-5/month)
What it does: Dividend calendar and alerts on your phone.
Why it’s different:
Stock Events treats dividends like “events” with countdown timers. You see:
“Realty Income pays dividend in 3 days” “Verizon ex-dividend date in 8 days – buy before then to receive payment” “Johnson & Johnson increased dividend 5.2%!”
Key Features:
Dividend Calendar Visual calendar showing when each holding pays. Plan cash flow around payment dates.
Ex-Dividend Alerts Notifies you before ex-dividend dates. Critical if you’re buying new positions and want to catch the next payment.
Dividend Increase Tracking Push notification when companies raise dividends. Celebrates your wins.
Earnings Date Reminders Alerts before earnings reports (when dividend cuts often happen).
Real Use Case:
You’re dollar-cost averaging into Verizon monthly. Stock Events alerts you: “Verizon ex-dividend is May 8. Buy before then to receive $0.665/share payment.”
You time your $1,000 purchase for May 7 instead of May 10. Result: Extra $16.63 dividend payment that month.
Pricing:
Free: Up to 10 stocks, basic alerts Premium: $4.99/month – unlimited stocks, advanced alerts
Pros:
- Best mobile experience
- Free tier is genuinely useful
- Timely alerts prevent missing ex-dividend dates
- Clean, fast interface
Cons:
- No yield on cost tracking
- No tax reporting
- Limited to stocks (no ETFs)
- iOS only (Android coming)
Best for: Active dividend investors who buy monthly and want to time purchases around ex-dividend dates. Mobile-first users.
My take: I use this alongside Sharesight. Stock Events for daily monitoring and timing purchases. Sharesight for deep analysis.
[Download Stock Events free →]
DivTracker – Best Free Option
What it does: Simple dividend tracking without paid features you don’t need.
The Philosophy:
DivTracker does ONE thing well: tracks dividend payments and growth. No fancy charts. No broker syncing. Just the essentials.
What You Get (Free):
- Manual entry of dividend stocks
- Tracks payment amounts and dates
- Calculates yield on cost
- Shows dividend growth rate per position
- Projects future income at current growth
- Export to CSV
What You Don’t Get:
- Broker syncing (manual entry only)
- Tax reports
- Mobile app
- Customer support
- Fancy visualizations
Real Scenario:
You own 5 dividend stocks. You don’t need Sharesight’s $19/month for professional reports. You just want to know:
“Is AbbVie increasing dividends faster than Chevron?” “What’s my actual yield on cost for Coca-Cola?” “If dividend growth continues, how much will I receive in 2030?”
DivTracker answers these in 5 minutes of manual data entry per quarter.
Best for:
- Beginners with under 10 stocks
- Investors who don’t mind manual entry
- People testing dividend tracking before paying
My take: Start here if you’re new. Upgrade to Sharesight when you have 10+ stocks and the manual entry becomes annoying.
Personal Capital – Best Free All-in-One
What it does: Portfolio tracking plus dividend monitoring as part of comprehensive wealth management.
The Trade-off:
Personal Capital is FREE but pushes wealth management services. Worth it if you ignore the sales calls.
Dividend Features:
- Total dividend income tracking
- Allocation by dividend vs growth stocks
- Historical dividend payments
- Syncs automatically with brokers
- Shows dividend income as part of total return
What It Doesn’t Do Well:
- No yield on cost tracking
- No individual stock dividend growth rates
- Focuses on total portfolio, not individual positions
- Can’t project future dividend income
Best Use:
You want to see: “My portfolio generated $4,200 in dividends this year, up from $3,100 last year.”
You don’t need to know: “Which specific stock contributed most to that growth?”
Pricing:
100% free for tracking tools. They make money if you sign up for wealth management (0.89% fee on managed assets).
Pros:
- Completely free
- Easy broker syncing
- Good total portfolio view
- Includes net worth tracking, spending analysis
Cons:
- Sales calls about wealth management
- Limited dividend-specific metrics
- Can’t track yield on cost
- Not focused on dividends
Best for: Investors wanting comprehensive portfolio tracking where dividends are ONE piece, not the only focus.
[Sign up Personal Capital free →]
Portfolio Performance – Best Open Source
What it does: German-made open-source portfolio tracker with deep dividend analytics.
The Reality:
This is for spreadsheet nerds who want TOTAL control and customization. Not for beginners.
What Makes It Special:
- 100% free forever (open source)
- Runs on your computer (Mac, Windows, Linux)
- Tracks everything: dividends, yield on cost, growth rates, taxes
- Completely customizable
- Exports to any format
- Privacy – your data never leaves your computer
The Learning Curve:
Expect 2-3 hours to set up properly. Interface feels like accounting software (because it basically is).
But once configured, it’s the most powerful free option available.
Best For:
- Privacy-conscious investors
- People comfortable with software
- International investors (excellent multi-currency support)
- Those wanting full control and customization
My take: If you’re technical and hate subscriptions, this is your tool. If you just want something that works immediately, skip this.
[Download Portfolio Performance free →]
Which Should You Choose?
By Portfolio Size:
Under $10k (3-5 stocks): Start with DivTracker (free) or Stock Events free tier
$10k-$50k (5-15 stocks): Stock Events Premium ($5/month) for alerts + DivTracker for tracking
$50k-$100k (15-25 stocks): Sharesight Starter ($19/month) becomes worth it for yield on cost tracking
$100k+ (25+ stocks): Sharesight Investor ($24/month) – manual tracking becomes impossible
By Goal:
I just want to see my dividend income: Personal Capital (free)
I want to time purchases around ex-dividend dates: Stock Events ($5/month)
I want to know my actual returns (yield on cost): Sharesight ($19-31/month)
I’m technical and want full control: Portfolio Performance (free, open source)
I’m just starting and want simple: DivTracker (free)
My Personal Setup:
Daily: Stock Events for alerts and timing purchases
Quarterly: Sharesight for deep analysis and yield on cost review
Tax time: Sharesight generates qualified dividend report saving 2 hours
Cost: $29/month total ($24 Sharesight + $5 Stock Events)
Worth it? Absolutely. Time saved and better purchase timing covers the cost 5x over.
The Mistake Most Beginners Make
They track nothing for first 2-3 years. Then realize they have no idea which stocks performed well versus which were dead weight.
I did this. Couldn’t tell you if Coca-Cola or Procter & Gamble grew dividends faster 2018-2021. Just knew I received “dividends.”
Start tracking from day one. Even free tools like DivTracker give you data to make better decisions 5 years from now.
Your future self will thank you.
Next Steps
Just bought your first stocks this week? Start with DivTracker (free) or Stock Events free tier. Don’t overcomplicate.
Have 10+ stocks already? Try Sharesight 14-day free trial. The yield on cost reports will blow your mind.
Want to learn which stocks to buy next? Professional research tools analyze dividend safety, payout ratios, and growth potential before you invest.